CM Scheme Assan Karobar Card Identification of Status Eligibility and Errors Complete Solution

CM Scheme Assan Karobar Card Identification

CM Scheme Assan Karobar Card Identification stage is very important for those who want to benefit from this revolutionary scheme of the Punjab government Launched under the leadership of Chief Minister Maryam Nawaz, interest-free loans of Rs 1 lakh to Rs 1 million are being provided under this scheme so that young and small entrepreneurs can start or improve their businesses. To apply, the candidate must be a resident of Punjab, between the ages of 21 and 57, have a valid CNIC and a mobile number that is registered with the same CNIC.

The process of checking the status after the application is very easy, but sometimes errors like “PSID: null” or “Status: null” appear, which means that the application has been rejected or there are verification issues. Common verification errors include nadra, excise, mobile number or bank-related issues, to resolve which users can get CNIC updated from nadra, clear dues from the excise office, or correct their information by entering a valid mobile number. If online editing is not possible, guidance can be obtained by calling 1786.

Also Read: Benazir 8171 Kafalat Payments Quarterly 13500 Aprils Funds

What is the CM Assan Karobar Card Loan Scheme?

The CM Assan Karobar Card is a remarkable interest-free loan scheme introduced by the Punjab Government to uplift young individuals and aspiring entrepreneurs. The primary aim of this initiative is to remove the financial barriers that often prevent talented people with innovative business ideas from turning their dreams into reality. By offering easy access to capital without any interest, the government is enabling youth and small business owners to take control of their financial futures.

Under this scheme, individuals can avail loans ranging from Rs 100,000 to Rs 1,000,000, with no interest charges at all. The repayment period is also quite flexible, allowing borrowers to pay back the amount in easy installments over a span of up to three years This financial support is especially targeted toward startups,

small shopkeepers, street vendors, and anyone looking to grow or expand their business. By empowering such individuals, the program not only promotes self-employment but also aims to boost the local economy, reduce unemployment, and foster a strong culture of entrepreneurship across Punjab.

Also Read: New ATM Services For BISP 8171 Payments of 13500 In April 

Who Can Apply Eligibility Criteria

Before applying, it’s important to know if you qualify for the loan scheme. Below are the eligibility requirements:

1. Punjab Residency: You must be a permanent resident of Punjab.
2. Age Limit: Applicants must be between 21 and 57 years old.
3. Valid CNIC: You should have a valid Computerized National Identity Card (CNIC).
4. Registered Mobile Number: Your mobile number must be registered against your own CNIC.

Ensuring these conditions are met before applying increases your chances of approval and smooth processing.

How to Apply for the Assan Karobar Card Online

The application process is completely online, making it accessible for everyone across Punjab. Here’s a step-by-step guide:

1. Visit the official portal: https://akc.punjab.gov.pk
2. Click on the “Register” or “Apply” button.
3. Fill out the online form with your personal, contact, and business information.
4. Submit the application and wait for the verification process.

Make sure all the details you enter are correct, especially your CNIC number and mobile number, as these will be used in verification.

How to Check Your Application Status

Once you’ve applied, it’s important to track your status regularly. Here’s how you can check it:

1. Login to the Portal
   • Go to the AKC portal.
   • Enter your CNIC and password to log in.
2. Access Your Application
   • After logging in, open your saved application form.
3. View Status
   • Your application status will appear at the top of the form.

You may see one of the following status updates:

• Under Process – Your application is being reviewed.
• Verified – Your application has been approved.
• Rejected – Your application was not successful.
• Error in Verification – There is a problem with your submitted details.

If the system shows “PSID: null” or “Status: null”, it likely means your application has been rejected due to an error. But don’t worry—many of these issues can be fixed.

Meaning of Rejection Messages: PSID: null or Status: null

These two messages usually mean that there was a problem during the verification process:

• PSID: null: This shows that your Payment Slip ID wasn’t generated due to an error.
• Status: null: This means the system could not verify your application.

This doesn’t mean you’re permanently disqualified. You just need to identify the error and take the necessary steps to fix it.

Also Read: BISP New Payments For Eligible Peoples Temporarily Suspends Two Days

Common Verification Errors and Their Solutions

Let’s break down the most frequent errors faced by applicants and how to solve them:

1. Excise Verification Error

Reason: You may have pending traffic challans, vehicle dues, or errors in your Excise records.
Solution:

• Visit the nearest Excise Office or check your dues online.
• Clear any outstanding payments.
• Call the helpline (1786) to update your verification.

2. NADRA Verification Error

Reason: Your name, date of birth, CNIC number, or expiry date might not match NADRA records.
Solution:

• Check your CNIC details for mistakes.
• Renew your CNIC if it is expired.
• If editing is still allowed, correct the information in your application. If not, contact the helpline for help.

3. PMD (Mobile Number) Verification Error

Reason: The mobile number you entered is not registered in your name or doesn’t match CNIC.
Solution:

• Ensure your mobile number is biometrically verified under your CNIC.
• If the portal still allows edits, update the correct number.
• If editing is locked, call the helpline for assistance.

4. Bank of Punjab (BOP) Verification Error

Reason: Your application is still under review by BOP or you may have defaulted on a previous loan.
Solution:

• Wait 2–3 days for BOP to complete their verification.
• If the error remains, call the BOP helpline at 111-267-200.

Can You Edit Your Application After Submission?

Yes, in many cases you can fix the issues yourself if the “Edit Application” button is still visible on your portal dashboard. Here’s what you should do:

• Click the Edit button and make the necessary corrections.
• Double-check your CNIC number, mobile number, and personal information.
• Resubmit the application.

If the edit option is no longer available, you should immediately contact the helpline at 1786. Their team will guide you on how to proceed and resolve the issue.

Official Helpline Support

If you’re stuck anywhere in the process—be it status checking, verification issues, or application submission—you can contact the official support channels:

• Asaan Karobar Card Helpline: 1786 (Toll-Free)
• Bank of Punjab Helpline: 111-267-200

Keep your CNIC number and application details ready before making the call. The support staff is trained to assist you quickly and efficiently.

Final Words: Don’t Miss This Opportunity

The CM Scheme Assan Karobar Card is a revolutionary step toward promoting self-employment in Punjab. With its easy application process and interest-free structure, it opens doors for thousands of aspiring business owners.

To improve your chances of approval:

• Enter correct personal and business information.
• Regularly check your application status.
• Resolve errors quickly using the provided solutions or helpline support.

This scheme is more than a loan—it’s a chance to transform your future. Don’t let minor errors hold you back. Take full advantage of this opportunity and move one step closer to becoming financially independent.

Also Read: Maryam Nawaz Punjab Ehsaas Rashan Riayat Program Payments Date

FAQS

Q1: How can I check my CM Assan Karobar Card application status?
Visit the official portal, log in with your CNIC and password, and check your status on the application form dashboard.

Q2: What does “PSID: null” or “Status: null” mean?
These messages indicate that your application likely failed verification. You may need to fix errors related to NADRA, Excise, mobile number, or bank records.

Q3: Can I reapply after being rejected?
Yes, after fixing the identified issues. Make sure all your details are accurate before reapplying.

Q4: How do I fix NADRA or Excise errors?
Renew expired CNICs or correct personal details through NADRA. For Excise errors, clear your challans or dues and call the helpline.

Q5: Who should I contact for technical help?
You can call 1786 for general help or 111-267-200 for Bank of Punjab-related issues.