Apni Zameen Apna Ghar Scheme Application Process
Apni Zameen Apna Ghar Scheme: The Punjab government has taken a new initiative for the vulnerable families of Punjab, which aims to provide a roof to poor families and for this, they are being helped through the Apni Zameen Apna Ghar scheme. For this purpose, Maryam Nawaz Sharif is providing three-phase plots to low-income families so that families who do not have a suitable place to live or are absolutely deserving and poor and need a house to live in can get help through this program.
پنجاب حکومت کی جانب سے پنجاب کے کمزور گھرانوں کے لیے ایک نیا اقدام اٹھایا گیا ہے جس کا مقصد غریب گھرانوں کو چھت فراہم کرنا ہے اور اس کے لیے انہیں اپنی زمین اپنی گھر سکیم کے ذریعے مدد فراہم کی جا رہی ہے اس مقصد کے لیے مریم نواز شریف کی جانب سے کم امدنی والے گھرانوں کو تین مرحلے کا پلاٹ فراہم کیا جا رہا ہے کہ جن گھرانوں کے پاس رہنے کے لیے کوئی مناسب جگہ نہیں ہے یا وہ بالکل مستحق اور غریب ہیں اور انہیں رہنے کے لیے گھر کی ضرورت ہے تو وہ اس پروگرام کے ذریعے مدد حاصل کر سکتے ہیں
And the registration process for the families benefiting from this program has also been announced and the first phase has been started for this. In the first phase, the families who will ensure their registration will be provided with a three-marla plot by Maryam Nawaz Sharif after being eligible, which is a very good initiative by the Punjab government for poor families. You can read this article till the end to get more details.
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What is the “Apni Zameen Apna Ghar” Scheme?
The Apni Zameen Apna Ghar Scheme is a government housing welfare project run by the Punjab Housing and Town Planning Agency (PHATA), with support from the Housing, Urban Development, and Public Health Engineering Department (HUD&PHED). The aim is to provide free 3 Marla residential plots to people who don’t own any land or property.

In the first phase, 1,892 plots will be distributed across 19 districts of Punjab. This makes it one of the most generous and large-scale welfare housing programs in the history of the province.
Who Can Apply for the 3 Marla Plot?
The eligibility criteria have been carefully designed to ensure that only truly deserving individuals benefit from the program. Here’s who can apply:
- You must be a permanent resident of Punjab.
- You must not own any property—not in your name, your spouse’s, or your children’s name.
- You must apply from the district mentioned on your CNIC.
- You must not have any criminal record.
- You must not be a loan or bank defaulter.
- All information provided must be truthful and verifiable.
Government agencies like NADRA, the Land Records Authority, and financial institutions will verify your details to ensure fairness.
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Phase 1 District-Wise Plot Distribution
Here’s how the government has planned the distribution of plots across the first 19 districts:
District | Plots Offered | Location |
---|---|---|
Jhelum | 730 | ADS-IV & ADS-I |
Kasur | 388 | ADS Pattoki |
Faisalabad | 257 | ADS Mamukanjan |
Lodhran | 218 | ADS Lodhran |
Okara | 130 | ADS Renala Khurd II, ADS Okara |
Layyah | 55 | 3-Marla Scheme Extension |
Bhakkar | 52 | 3-Marla Housing Scheme ADS-II |
Sahiwal | 33 | — |
Sargodha | 25 | 3-Marla Sillan Wali |
Khushab | 24 | Jauharabad |
Bahawalnagar | 20 | ADS Bahawalnagar |
Mandi Bahauddin | 17 | — |
Rajanpur | 15 | — |
Attock | 11 | — |
Gujrat | 8 | — |
Bahawalpur | 7 | — |
Vehari | 4 | — |
Jhang | 4 | — |
Chiniot | 2 | — |
This shows the government’s commitment to reach both urban and rural populations.
Step-by-Step: Apna Ghar Scheme Application Process
Applying for the CM Ghar Scheme is easy and completely online. Here’s a simple step-by-step guide to help you through it:
- Visit the official portal: Go to azag.punjab.gov.pk
- Create your account: Register using your CNIC number and set a secure password.
- Fill out the form:
- Personal information
- Family details
- Housing and financial information
- Upload required documents (listed in the next section).
- Double-check all the information.
- Submit your application.
- You can track your application status on the portal at any time.
Make sure to fill everything honestly and correctly. False information will result in disqualification and possibly legal action.
Required Documents – What You’ll Need
Before applying, gather and scan the following documents:
Document | Purpose |
---|---|
CNIC of applicant and spouse | For identity verification |
Family Registration Certificate (FRC) | To verify family members |
Latest utility bill or rent agreement | To prove non-ownership of a home |
Salary slip or income certificate | To check financial eligibility |
6-month bank statement | For income verification |
Marriage certificate | If applicable |
Disability certificate | If claiming under disability category |
Affidavit of landlessness | Legal declaration of not owning property |
How Are the Plots Allotted?
The process of selecting applicants is fully transparent and computerized. Once applications are verified:
- A digital balloting system will randomly select eligible applicants.
- Verification will be done using NADRA, land records, and other databases.
- Only applicants who submitted complete and verified documents will be included in the draw.
Selected applicants will receive official notifications via SMS and email with the next steps.
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After You’re Allotted a Plot – What to Expect
If you are among the lucky ones selected, here’s what you must do:
- Start construction of your home within 6 months.
- Complete construction within 2 years.
- You cannot sell or transfer the plot for 5 years.
- The plot must only be used for residential purposes.
Failure to follow these rules may result in cancellation of the plot allotment.

Where to Get Help – If You’re Stuck
If you face any trouble during the application process, don’t worry—help is available:
📞 Call: Government helpline at 0800-09100
🏢 Visit: Your nearest PHATA office
🌐 Check: The official FAQs section on azag.punjab.gov.pk
You can also check the application status or get assistance with documentation issues through the same sources.
FAQS
Q1: Who can apply for this scheme?
Anyone who is a permanent resident of Punjab, doesn’t own land or property, and meets all the criteria.
Q2: What is the last date to apply?
The government hasn’t announced an official deadline yet, but it’s recommended to apply as early as possible.
Q3: Can people from other provinces apply?
No. Only residents of Punjab with a CNIC showing a local address can apply.
Q4: What if my spouse owns property? Can I still apply?
No. If your spouse or any family member owns property, you are not eligible.
Q5: Is there any fee for applying?
No. The entire application process is free of cost.
Final Words
The Apni Zameen Apna Ghar is more than just a housing scheme. It’s about offering a life-changing opportunity for families who have spent years without stability. For the first time, the dream of having a permanent, secure, and dignified shelter is becoming a reality to this visionary move by Chief Minister Maryam Nawaz Sharif.
Don’t miss out on this chance.
✅ Apply now at azag.punjab.gov.pk
✅ Prepare your documents carefully
✅ Follow all the rules honestly
✅ Start building your future today
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